1. Introduction

Welcome to Bizquote.co.za. These Terms and Conditions ("Terms") govern your use of our website, Bizquote.co.za ("the Site"), and all related services ("Services") provided by Bizquote. By using the Site, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.

2. Definitions

"Bizquote" refers to the owner and operator of the website www.bizquote.co.za.

"User" refers to any person who uses the Site to request a quote, access any content, or make use of any services.

"Service Providers" refers to the third-party professionals or businesses who provide quotes or services in response to user requests.

3. User Responsibilities and Quote Requests

• Users do not need to register or create an account to request quotes through the Site.
• When submitting a quote request, users are required to provide accurate and truthful contact information (such as name, phone number, and/or email address) to ensure that Service Providers can respond appropriately.
• Bizquote is not responsible for delays, miscommunications, or failed responses resulting from incomplete or inaccurate user-provided information.

4. Quotes and Service Providers

• Bizquote provides a platform for users to request quotes from Service Providers.
• Bizquote does not directly provide the services or guarantee the quality, pricing, or delivery of any services offered by Service Providers.
• All engagements, agreements, or transactions between users and Service Providers are made at the parties' own risk.
• Bizquote is not a party to any contract formed between users and Service Providers.

5. Privacy and Personal Information

• By submitting a quote request, you consent to the sharing of your contact information with relevant Service Providers for the sole purpose of responding to your request.
• Bizquote processes personal information in accordance with the Protection of Personal Information Act (POPIA).
• We take reasonable steps to ensure that personal information is stored securely and used only as necessary to provide our Services.
• You may contact us at any time to request access to, correction of, or deletion of your personal information.

6. POPIA Compliance

• Bizquote complies with the Protection of Personal Information Act (POPIA) and takes all reasonable steps to protect the integrity and confidentiality of users' personal information.
• Personal information collected through quote requests will only be shared with relevant Service Providers as necessary.
• Bizquote will not sell or use your data for unsolicited marketing or third-party advertising purposes.

7. Intellectual Property

• The Site, including all content, logos, designs, and intellectual property, is owned by or licensed to Bizquote.
• You may not copy, reproduce, or distribute any content from the Site without prior written permission from Bizquote.

8. Limitation of Liability

Bizquote is not liable for any loss, damage, or dispute arising from:

• The actions or inactions of any Service Provider;
• The quality or timing of any services provided;
• Any misrepresentation made by a Service Provider or user.

Bizquote is a facilitator only and cannot be held responsible for the outcomes of interactions between users and Service Providers.

9. User Obligations

Users must:

• Use the Site only for lawful purposes;
• Provide accurate and complete information when submitting quote requests;
• Refrain from submitting fraudulent, abusive, or misleading requests.

10. Third-Party Links

The Site may include links to external websites. Bizquote is not responsible for the content, privacy practices, or services of those third-party websites.

11. Dispute Resolution

• Bizquote does not mediate disputes between users and Service Providers.
• Any disputes must be resolved directly between the relevant parties.
• These Terms are governed by the laws of South Africa, and legal matters must be brought before a South African court of competent jurisdiction.

12. Changes to Terms

• Bizquote may update these Terms at any time. Changes will be effective upon posting to the Site.
• Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

13. Termination of Use

Bizquote may restrict or terminate access to the Site or its Services at its discretion if a user violates these Terms.

14. Indemnification

Users agree to indemnify and hold harmless Bizquote from any claims or damages resulting from their misuse of the Site or violations of these Terms.